"America Invests—So Every American Can Thrive."

Executive Summary

America Invests is a simple idea with powerful potential: when our country grows, so should every one of us. Instead of watching national prosperity pool at the top, this plan creates a way for all Americans to share in the return.

By turning public investments into monthly dividends, America Invests gives every citizen a direct, ongoing stake in the future. It's not charity. It's not welfare. It's your share.

This program uses responsible tax policy and professional fund management to build a national portfolio, returning a portion of its growth to every citizen. It’s designed to protect what’s working, fix what’s not, and stay above politics. America Invests aligns common-sense economics with a shared belief: the people who build this country deserve to benefit from it.

Talking Points

Economic Justice, Market Smarts:

• "Not welfare—wealthfare."

• "We don’t tax work. We tax abuse."

• "If machines take your job, you still get paid."

Trustworthy Governance:

• "Run by professionals. Watched by the people."

• "Built to outlast elections."

• "Public in. Public out."

Youth & Generational Impact:

• "Every child starts with a stake."

• "A future fund for every family."

Security & Transparency:

• "No secrets. No scams. No strings."

• "We know who’s watching the money—because it’s us."

Growth & Vision:

• "A $100 start. A $1,000 future."

• "Our economy grows. So do our checks."

A New Foundation for Shared Prosperity

America Invests is a framework for national stability and long-term freedom. Automation, artificial intelligence, and advanced technologies are rapidly transforming our economy. While these forces promise efficiency and growth, they also risk concentrating wealth and severing the link between labor and income. America Invests ensures that the gains of this transformation are shared—so that progress doesn’t leave people behind.

Core Mechanism: Public Investment Portfolios

Every state builds and grows a public investment portfolio, professionally managed by top-tier firms through transparent bidding. These portfolios generate wealth from diverse sources—markets, real assets, and emerging technologies. But instead of enriching only a few, the profits are returned to all residents as monthly payments.

This model moves us beyond precarious employment by offering a stable, national dividend rooted in collective ownership. It turns technological advancement into a foundation for broad-based financial security.

Addressing Automation’s Impact Without Slowing Progress

America Invests does not penalize innovation—it focuses on net labor displacement, ensuring the human cost of economic transformation is addressed. A modest, scalable Automation Dividend Contribution is collected only when companies significantly reduce their domestic workforce through automation. This contribution feeds directly into the public investment portfolios.

To avoid unintended consequences like offshoring or stifled innovation:

• Firms receive rebates if they retrain and retain displaced workers or keep automated operations on U.S. soil.

• No contribution is levied when automation improves safety, productivity, or worker conditions without reducing jobs.

• All tax revenue is reinvested in the people—through monthly payments, retraining programs, and education grants.

This structure aligns economic efficiency with social responsibility, ensuring America remains competitive while building new layers of dignity and opportunity.

Human Potential Is Our Greatest National Asset

In the industrial age, labor created wealth. In the age of automation, human potential—our creativity, care, and capacity to adapt—remains essential. America Invests nurtures that potential by providing a foundation not tied to employment alone.

Picture a society where people can:

• Mentor youth or care for family without sacrificing income.

• Launch new businesses without risking homelessness.

• Contribute to civic life or pursue learning by choice, not necessity.

This is not an escape from work, but an invitation to pursue what matters most.

Objectives

• Launch a self-sustaining national investment fund managed by top-performing private firms.

• Begin monthly payments of $100 per citizen once sustainable returns are reached.

• Target economic unfairness by focusing on abusive tax loopholes—not productivity.

• Recognize automation’s impact by giving people a lasting stake in the prosperity it creates.

• Separate the fund from politics, while ensuring citizens keep it accountable.

• Build a future where no American is left behind simply because their work is unpaid or uncounted.

The Future Is Already Being Built

America Invests is more than a vision—it’s a concrete set of policies:

• Publicly managed investment portfolios in every state.

• A smart automation dividend that rewards responsibility and discourages harm.

• Transparent participation by firms based on merit and ethics.

• Monthly payments to citizens—no conditions, no red tape.

As machines do more work, Americans gain more freedom. As capital expands, we share in its returns. This is not redistribution—it’s inclusion in a thriving, modern economy.

Legal Safeguards and Constitutional Durability

• Funded through constitutionally valid excise and regulatory taxes—not general income tax.

• Payments are public dividends, not income support—avoiding legal challenges.

• Modeled after programs like Alaska’s Permanent Fund and the Social Security Trust.

• Oversight mechanisms ensure accountability, compliance, and balance of power.

Safeguards Against Political Manipulation and Market Disruption

• No connection to annual budgets or federal appropriations.

• Portfolio holdings disclosed on a delay to prevent speculative trading.

• All fund activity executed through anonymized, pooled trades.

• Lifetime bans and criminal penalties for insider abuse.

Judicial Precedent and Institutional Alignment

• Aligned with court-tested programs like Alaska’s oil dividend and Social Security.

• Transparency and ethical oversight ensure constitutionality and public trust.

• Ethical taxes and delayed disbursement mechanisms comply with federal limits.

Citizen Oversight Board and Advisory Panel

Members are selected by lottery, stratified by geography and background, then vetted by an independent panel of experts. This ensures every part of the country—and every walk of life—is represented.

Finalists are confirmed with input from Congress and public review. Anyone with major conflicts—such as lobbying history or financial ties to fund companies—can be disqualified by citizen vote.

This board is your voice, and your safeguard.

Public Participation in Portfolio Ethics

Any citizen can propose excluding a company or industry. Once proposals meet support thresholds, they go to a simple majority vote.

No need to name specific industries—exclusions are guided by ethics and performance indicators. The public makes the call.

Dividend Adjustment Triggers and Projections

Participants may defer payments into personal growth accounts. These grow with the fund and can be withdrawn gradually or borrowed against for qualifying life investments.

Deferred value is still your value—it earns interest and stays accessible on your terms.

• Payments begin at $100/month.

• They increase when fund growth exceeds 5% for three quarters.

• Payments never fall below $100 unless Congress intervenes.

Projected Growth Benchmarks

• Years 1–3: $100/month once minimum return threshold is met

• Years 4–6: $150–$200/month with steady growth above 6% annually

• Years 7–10: $250–$400/month as compound returns accelerate

• Years 11–20: $600–$1,000/month based on fund scale, reinvestment gains, and citizen participation

These projections are cautious, rooted in sovereign fund benchmarks, and designed to grow responsibly.

Ethical Investment and Risk Screening

No industry bans. Instead, the fund uses clear data to screen out firms that violate labor, environmental, or governance standards. Ethical rules are enforced algorithmically and reviewed publicly.

Protections Against Influence and Speculation

• Portfolio changes are never announced in advance.

• Trades are executed quietly over time to avoid sudden price shifts.

• Any attempt to influence fund decisions through lobbying is publicly disclosed.

Treatment of Minors

Every U.S. citizen under 18 will receive their share in a secure custodial account.

Parents or guardians may only access these funds for vital expenses: health, housing, education, child care.

At 18, full control transfers to the individual—offering a powerful start to adult life.

This ensures every child accumulates value from birth—making our promise of opportunity real from day one.

Lessons from Norway’s Sovereign Fund

• Keep the fund independent from daily politics.

• Don’t invest directly in domestic pet projects.

• Use strong ethical review councils.

• Prioritize liquidity and long-term balance.

• Be transparent—always.

America Invests learns from what works, adapts to what’s coming, and focuses on what matters most: giving every American a fair and lasting stake in our shared future.